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Home » Health Insurance in Placerville and Georgetown, CA

Health Insurance in Placerville and Georgetown, CA

Health Insurance

Welcome to ISU Insurance Services – Atwood Agency, your trusted source for health insurance solutions in California since 1919. With over a century of experience, we take pride in being your go-to resource for all your insurance needs. As a certified agent with Covered California since its inception, we specialize in helping individuals and families navigate the complexities of the state’s healthcare marketplace. Whether you’re looking for employee benefits, Covered California plans, Medicare supplements, or anything in between, our expert team is dedicated to providing personalized, cost-effective solutions that ensure you and your loved ones have the coverage you deserve. Your health and peace of mind are our top priorities, and we’re here to guide you every step of the way. Discover the difference of working with a seasoned insurance partner – contact us today to explore your options and secure a healthier, happier future.


Is Health Insurance Required?

In the state of California, health insurance is not required for individuals in the same way that auto insurance is mandatory for drivers. However, under the Affordable Care Act (ACA), there is a federal mandate known as the individual mandate, which requires most Americans to have health insurance coverage or face a tax penalty. While the federal government repealed this penalty starting in 2019, California implemented its own state-level individual mandate, which means that residents may still face a penalty if they do not have health insurance coverage that meets state requirements. It’s essential for Californians to review their options and consider enrolling in a health insurance plan to avoid potential penalties and ensure access to necessary healthcare services.


How to Get Health Insurance

ISU Insurance Services – Atwood Agency is prepared to help you determine the best coverage option for your health care needs. To learn more about health insurance or to get started with a policy, reach out to an agent today.