Personal Umbrella Insurance in Placerville, CA
Personal umbrella insurance can provide extra liability coverage that extends beyond the limits of your existing policies, such as homeowners, auto or watercraft insurance. It’s a smart way to help yourself from unexpected events that could result in significant financial loss.
ISU-Atwood Agency in Placerville, California, is a trusted provider in the area. We offer personalized insurance solutions designed to fit your unique needs.
What Does Personal Umbrella Insurance Cover? 
Umbrella insurance can be helpful if you have significant assets to protect or are at higher risk for lawsuits. It typically covers you, your spouse and any relatives residing in your household when a claim exceeds the limits of your underlying liability policies. Here are some key aspects it covers:
- Bodily injury—This may provide coverage for medical costs, loss of income and funeral expenses for other people involved in an accident.
- Property damage—This may help cover the physical destruction of someone else’s property and the resulting loss of its use.
- Personal injury—This may cover legal fees and court costs for cases involving defamation, libel, slander, false arrest, invasion of privacy and wrongful eviction.
- Legal defense costs—This may help with the costs of defending against lawsuits exceeding your policy limits.
Who Needs Personal Umbrella Insurance?
Umbrella insurance benefits individuals with substantial assets, homeowners, landlords and anyone involved in activities that increase their risk of liability claims. If you own property or vehicles or engage in activities that could lead to accidents or injuries, umbrella insurance is a wise investment.
Where to Get Personal Umbrella Insurance
If you’re in Placerville, California, and looking for dependable personal umbrella insurance, ISU-Atwood Agency is here to help. With access to a network of over 350 insurance companies, we offer competitive rates and outstanding service. Contact us today or visit our website to learn more and request a quote.